Ray Johnson believes
you deserve the same quality legal representation that big corporations receive.
--Call today for a free initial consultation
Ray's Blog on
Consumer Protection Issues
We're Not Biased--They Just Pay Us
Married Women And Credit: What's Love Got To Do With It?
Pigs Get Fat; Hogs Get Slaughtered
Just Let It Ring
Jury Duty ... Do I Have To?
Take The Freakin' Car, But Leave The Dale Earnhardt Bumper Sticker
Would It Be Safer To Hide It Under The Mattress?
Another Day For You And Me In Paradise
Freedom For You, Foreclosure For Me
Why Is My Airbag Delivering My Newspaper?
The Song Remains The Same
If You Pay To Build It, They Will Come--Or Maybe Not
Are you the Victim of Debt Collector Harassment?
Iowa and federal
Fair Debt Collection Practices laws prohibit many coercive, abusive, harassing, unconscionable, fraudulent or deceptive
collection practices in collecting consumer debt.
To
file a lawsuit against you, the collector generally will need an Iowa attorney. Ironically, the most abusive debt
collectors do not file lawsuits and are frequently collecting debts you have defenses to, such as you do not owe
the debt or it is beyond the statute of limitations. There are almost always good defenses to collections by debt
buyers who purchase debt for pennies on the dollar. Despite the abuse, most debts being collected by the most abusive
collectors should be a much lower priority for you to pay than bills such as your house payment, feeding your children or
keeping your utilities turned on.
Don't let an abusive debt
collector determine your family budget!!! There are legal ways to get the calls and abuse stopped.
Iowa Debt Collection Law Firms
There are debt collection lawyers in Iowa who do file lawsuits.
Correspondence or service of process from these law firms should be taken seriously. Some of these law
firms include:
Charles Litow
Litow Law Office
Kevin Abbott
Wetsch & Abbott
Mark Quandahl
Brumbaugh and
Quandahl
Curt McCormick
Neiman, Stone & McCormick
Abendroth and Russell
Bertroche Law Office
Nearly all debt collectors need to be registered in Iowa to collect debts here.
Is the debt collector contacting you even registered to collect debts in Iowa? Click below to find out.
Registered Iowa Debt Collectors
