Sued by Creditor or Debt Collector?

Send lawyers, guns and money, the shit has hit the fan.

You may feel like the character in Warren Zevon’s song, but it really isn’t that bad. You just need to deal with it. If you have been served a collection lawsuit, DO NOT IGNORE IT. Call or e-mail us for a free consultation to explore your options.

The creditor may do nasty things to you if you do nothing and let a judgment get entered against you. The creditor may:

  1. Garnish or attempt to garnish your wages.
  2. Freeze and garnish bank accounts without prior notice—depriving you of funds and causing checks to bounce or other bills to remain unpaid.
  3. Obtain a judgment that will stay on your credit for seven years and is collectable for twenty.
  4. The judgment could interfere with financing a car, house, renting an apartment or even employment.
  5. Make you do a debtor’s exam and/or require you to attend court appearances.
  6. Cause you to be jailed if you do not appear for a debtor’s exam.

You can usually avoid all of the above.

I can file your Answer, settle and/or defend the lawsuit, and you can probably avoid having to go to Court.

My fee plus any settlement is usually substantially less than you would pay on a judgment. Payments are available.

Call me BEFORE you give any collector your personal financial information.

Know the traps of representing yourself.